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Self-Employed Take-Home Pay

See what actually lands in your bank after Income Tax and Class 4 National Insurance. UK 2024/25 rates, sole trader.

Your year
Your take-home

Profit

£48,000

Income Tax

£7,086

Class 4 NI

£2,126

Take-home

£38,788

That's about £3,232 a month in your pocket.

Estimate only. Ignores Class 2 NI, student loans, dividends and pension contributions. Not tax advice.

Know exactly what you're keeping on every job

Quotio's Tax tab tells you how much to set aside from every invoice — so tax time never hurts.

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